No more special diets: But what exactly are special diets?

No more special diets: But what exactly are special diets?

It was a campaign promise made by Emmanuel Macron: the abolition of special diets. Focus on special diets

This desire to “close special pension schemes” was implemented for SNCF in 2018. Well, this deletion, which took place on January 1stis September 2023, addressed to the RATP, the IEG sector (electrical and gas industry, ie EDF, Engie, ERDG, RTE, etc.), but also to the Banque de France, the employees and clerks of notaries and members of the business community -, Social and Environmental Committee (Cese).

the Special schemes are pension schemes for a specific category of workers working in specific government institutions or specific large public companies. Most of these special schemes cover the basic pension and the supplementary pension plan.

If we group the special diets by category, this concerns:

  • The public service system (police and military)
  • The regulations of companies and public bodies (SNCF, RATP, EDF, GDF, etc.)
  • Exceptions for minorities (Comédie Française, Opéra national de Paris, notaries, Banque de France, sailors, etc.).
SNCF employees at Calais train station

The recent pension reform provides for the abolition of special regulations and the establishment of a universal system. Prime Minister Elisabeth Borne spoke about this project “to put an end to a certain number of situations that may appear as privileges”. It’s easy to understand the indignation of some when you know all the benefits that these particular diets bring:

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Possible retirement before reaching legal age, very often under 60 years old. For example, SNCF drivers and RATP machinists can currently retire at 50 years and 8 months.

A shorter contribution period than that of the general system, that is 43 annuities or 172 quarters, while for the beneficiaries of special schemes such as RATP intermediaries the statutory insurance period is between 161 and 168 quarters.

Finally, the third major advantage is the calculation of the old-age pensionwhich is more beneficial. For most special schemes the full rate is 75% calculated on the basis of the last 6 months of activity. In the general scheme, on the other hand, the amount of a full old-age pension is obtained by applying a rate of 50%. The latter is based on the best 25 years of the contributor’s career, which is much less advantageous.

Also read: 5 points to remember about pension reform